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for Florida Blue health plans

Florida Blue Health Insurance

For Individuals, Families, and Businesses

Affordable Plan Options

Plans for every budget, with $0/month premiums for qualifying individuals.*

Large Provider Network

Access 23,000+ doctors, specialists, and hospitals across the state of Florida.

Comprehensive Coverage

Covers preventive care, prescriptions, mental health, and more.

Wellness & Virtual Care

Most plans include wellness perks, fitness discounts, and telehealth.

*To be eligible for $0 monthly cost, your Marketplace monthly advance premium tax credit must be equal to or more than the premium.

Partnering with Florida Blue to Better Serve You.

As licensed Florida insurance brokers, YourMedPlan collaborates directly with Florida Blue to provide comprehensive health insurance plans for individuals and families, ensuring access to a broad network of doctors and hospitals. Our team assists you throughout the entire process— from comparing plans and determining federal subsidy eligibility to enrollment and ongoing support throughout the policy year.

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For Businesses of All Sizes

Discover why thousands of businesses are moving away from traditional employer-sponsored plans in favor of tailored, cost-effective solutions to support employees’ health insurance needs.

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Florida Blue Health Insurance:

Frequently Asked Questions

  • When can I enroll in a Florida Blue health insurance plan in Florida?

    You can enroll in a Florida Blue health insurance plan during the annual Open Enrollment Period, which typically runs from November 1 to January 15. If you experience a qualifying life event, such as losing coverage, getting married, or having a baby, you may qualify for a Special Enrollment Period. The licensed Florida insurance brokers at YourMedPlan will guide you through the enrollment process and help you determine if you’re eligible to apply now.

  • What types of health insurance plans does Florida Blue offer to Florida residents?

    Florida Blue offers a wide range of health insurance options, including ACA Marketplace plans, Medicare Advantage plans, Medicare Supplement coverage, and affordable dental and vision add-ons. YourMedPlan helps Florida residents understand and compare all available Florida Blue plans to find the best fit for their needs and budget.

  • How do I find out if my doctor is in-network with Florida Blue?

    Florida Blue has one of the most extensive provider networks in Florida. To confirm if your doctor is in-network, YourMedPlan will assist you in using Florida Blue’s online provider directory, and make sure you choose a plan that includes access to your preferred doctors, specialists, and hospitals.

  • Are there affordable health insurance options available through Florida Blue?

    Yes, many Florida Blue plans offer low-cost or even $0 monthly premiums* depending on your income and household size. Most individuals qualify for financial assistance through the ACA Marketplace. YourMedPlan will walk you through the application process, check your eligibility for subsidies, and help you secure affordable coverage with Florida Blue. *To be eligible for $0 monthly cost, your Marketplace monthly advance premium tax credit must be equal to or more than the premium.

  • What is the difference between HMO and PPO health plans from Florida Blue?

    Florida Blue offers both HMO and PPO plans. HMO plans generally require you to choose a primary care doctor and get referrals for specialists, while PPO plans offer more flexibility in provider choice. YourMedPlan’s licensed Florida insurance brokers will explain the differences, review your healthcare needs, and help you choose the right plan type through Florida Blue.

  • How can I manage my Florida Blue insurance account online?

    Managing your Florida Blue health insurance is simple through the member portal and mobile app. You can view your benefits, pay premiums, track claims, and locate in-network providers. YourMedPlan is available throughout the policy year to assist you with troubleshooting and escalating issues.

  • What should I do if I recently lost my Medicaid coverage in Florida?

    If you lost Medicaid coverage, you may qualify for a Special Enrollment Period to get coverage through Florida Blue. Many individuals in this situation are eligible for $0 monthly premium* plans. YourMedPlan specializes in helping Florida residents transition from Medicaid and will ensure you find a Florida Blue plan that offers continuous, affordable health insurance. *To be eligible for $0 monthly cost, your Marketplace monthly advance premium tax credit must be equal to or more than the premium.

  • Does Florida Blue offer health insurance plans in every part of Florida?

    Yes, Florida Blue offers health insurance coverage in all 67 counties across the state. Whether you live in a major metro area like Miami, Tampa, or Orlando, or in a smaller Florida community, YourMedPlan can help you find Florida Blue plans that are available in your specific zip code and tailored to your region’s provider network.

  • Does Florida Blue offer traditional group health insurance plans for businesses in Florida?

    Yes, Florida Blue offers traditional group health insurance plans for small and large businesses across Florida. These plans provide comprehensive coverage options for employees, including access to Florida Blue’s extensive provider network. YourMedPlan works with Florida business owners to compare Florida Blue group plan options and explore alternatives like QSEHRA and ICHRA to find the best fit for their team and budget.

Health Insurance Insights, Updates & Expert Tips

Medicare Advantage Plans for 2025: A Guide for Those Turning 65

March 12, 2025
Turning 65 is a major milestone, and one of the most important decisions you’ll make is choosing the right Medicare plan . For many new enrollees, Medicare Advantage (Part C) is an attractive option, offering all-in-one coverage that includes hospital, medical, and often prescription drug benefits.  If you’re approaching your Medicare eligibility and wondering what your options are for 2025 , this guide will help you understand the key features of Medicare Advantage plans , how to choose the best one for your needs, and how YourMedPlan can provide expert guidance during the enrollment process.

Health Insurance for Self-Employed Individuals: What 1099 Contractors Need to Know

March 12, 2025
Being self-employed gives you the freedom to be your own boss, set your own schedule, and grow your business on your terms . However, one challenge many freelancers, independent contractors, and gig workers face is finding affordable health insurance . Unlike traditional employees who receive coverage through their employer, 1099 contractors must navigate the health insurance marketplace on their own. At YourMedPlan , we specialize in helping self-employed professionals find the best health coverage that fits their budget, lifestyle, and healthcare needs . If you’re a freelancer, consultant, or gig worker , here’s everything you need to know about securing health insurance as a self-employed individual .

Qualifying Life Events: When You Can Enroll in a New ACA Health Plan

March 12, 2025
Life is full of changes, and some of these changes can impact your health insurance needs. While the Affordable Care Act (ACA) Marketplace has a set Open Enrollment Period each year, certain Qualifying Life Events (QLEs) allow you to enroll in or change your health insurance plan outside of that window. Understanding these life events can help ensure that you and your family have the coverage you need when you need it. At YourMedPlan , we specialize in helping individuals navigate the ACA Marketplace and find the best health insurance options tailored to their needs. If you've recently experienced a Qualifying Life Event , you may be eligible for a Special Enrollment Period (SEP) —allowing you to enroll in a new plan outside of the standard Open Enrollment timeframe.